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Frequently Ask Questions

How does the "VA Math" in this calculator actually work?
The VA doesn’t use simple addition. They use the “Whole Person” method. If you have a 50% rating, the VA sees you as 50% “efficient.” If you add another 20% disability, they take 20% of that remaining 50% (which is 10%), making your total combined rating 60%. Our calculator automates this complex math so you don’t have to.

Yes. Our calculator is fully updated with the official 2026 VA disability pay rates (effective December 1, 2025). These figures include the latest Cost-of-Living Adjustment (COLA) to ensure your estimate is as accurate as possible for the current year.

If your combined rating is 30% or higher, the VA provides additional compensation for your dependents. This includes a spouse, children under 18, children aged 18–24 who are still in school, and even dependent parents. If you are rated at 10% or 20%, the pay is a flat rate regardless of dependents.

The Bilateral Factor is an extra 10% boost given when you have service-connected disabilities on both sides of your body (e.g., both knees or both shoulders). While our basic calculator provides a standard estimate, certain limb combinations may result in a slightly higher rating than shown. For a precision audit, we recommend a Free Consultation.

While our calculator uses official VA data, it is for informational purposes only. Your final monthly payment is determined solely by the Department of Veterans Affairs after a formal claim review and medical C&P (Compensation and Pension) exams.

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